Modern Finance.
Shaping The Future
of Banking Services
About
Us
Our Story
The bank came into existence in August 30, 1976 when Bangko Sentral ng Pilipinas granted its authority to operate under certificate No. B790 with SEC registration No. 69294 dated August 26, 1976.
The beginning of the bank was humble and in April 30, 1982, a branch was opened at A.B. Fernandez Avenue, Dagupan CIty, Pangasinan.
Now the Rural Bank of Balungao (Pangasinan), Inc. is a well known and respected Rural Banking intitution in the province of Pangasinan. It caters mostly to the middle and below working class od society. It propagates the wisdom and security of putting ones cash in banking intitutions and provide livelihood loans that are in accordance with its charter and policies of the Department of Rural Banks of the Bangko Sentral ng Pilipinas.
Our Vision
By 2020, we want to be the Rural Bank of choice by our Customers and by our Constituents in the communities we serve and to be the better option of our target markets.
Our Mission
To enhance the Bank's role as catalyst of progress in the communities we are serve by promoting and encouraging the generation of deposits and by continuously providing reasonable economic support to our constituents, entrepreneurs and target consumers.
Our Core Values
We recognize the imporatnt role of everyone in the organization, the Board of directord, the Officers and Staffs of the Bank, who embody the Banl's Core Values, Which is simply I-REACH.
I-ntegrity
R-esposibility
E-xcellence
A-ccountability
C-ommittment
H-armony
Integrity encompasses and adheres to the code of values. It is the "HEART" of values.
Resposibility ensures that our acts and decisions are sustained by trust and reliability.
Excellence that our task are accomplishedin an impeccable and disticttive advantage.
Accountability executes transparency and honesty in the performance of task and assignments.
Commitment keeps oour pledges delivered as we enjoin to contribute to the accomplishment of organizational goals.
Harmony is a balanced interrelationship focused in providing the best service to our customers and constituents.
What
We
Offer
Kiddie Savers Account
We are helping to secures a child's future and teaches them the value of saving than by offering them a Kiddie Savers account.
Children age 0-12 years old can open a Kiddie Savers account and get a free Kiddie Savers bag for as low as Php200.00 in initial deposit.
To open a Kiddie Savers account under the child's name, parents just need to go the nearest Rural Bank of Balungao branch and present 2 valid id photocopies (bring the original copy for verification) , 2 pcs 1x1 picture and birth certificate of the Kid issued by the local civil registry or the Philippine Statistics Authority.
Teen Savers Account
You may have taught your child how to spend wisely when you go shopping and how to save regularly through a piggy bank. Now that your child is a teenager, he or she has to learn new money skills like how to earn money and how to manage it well. It's now time to teach your adolescent how to use a bank and open a Teen Savers account.
Adolescent age 13-19 years old can open a Teen Savers account and get a free String Bag, memo pad and a ballpen for as low as Php100.00 in initial deposit. There is no maintaning balance for this account.
To open a Teen Savers account, the teenager just need to go the nearest Rural Bank of Balungao branch and present photocopy of 2 valid id (bring the original copy for verification) or School ID (If Id is not available registation form signed by the principal may do) or birth certificate of the Kid issued by the local civil registry or the Philippine Statistics Authority and 2 pcs 1x1 picture.
Basic Savings Account
Basic deposit accounts have no maintaining balance and reduced fees and charges. This also prevent closing an account when it reaches zero balance but only limit its deposit to be earned by P50,000.00.
To open a Basic Savings account, the client just need to go the nearest Rural Bank of Balungao branch and present photocopy of 2 valid id (bring the original copy for verification) or in absence of valid IDs, you may submit Barangay clearance isued by your barangay with genuine signature of the Barangay Chairman together with the barangay seal and 2 pcs 1x1 picture.
Regular Savings Account
Regular Savings accounts have a maintaining balance of P100.00 without limit unlike basic deposit account. For as low as P100.00 you can open your account with us.
To open a Regualr Savings account, the client just need to go the nearest Rural Bank of Balungao branch and present photocopy of 2 valid id (bring the original copy for verification) or in absence of valid IDs, you may submit Barangay clearance isued by your barangay with genuine signature of the Barangay Chairman together with the barangay seal and 2 pcs 1x1 picture.
Special Savings Account
Earn higher interest than a Regular Savings account and schedule the release of your funds on the date you specify.
FEATURES
Minimum Initial placementPhp 50,000.00
Terms of Placement30, 60, 90, 180, 360 Days
Proof of Ownership- Passbook
For the Interest rate per annum you may visit our nearest Rural Bank of Balungao Office.
Why
Us
Dedicated to Agriculture and Business
Farms are financed like no other business, which means only specialised banking products will do. Rural Bank of Balungao has products that work for the financial demands of all farmers – from small and large Agri-businesses to personal money management. Our sole focus is to provide products and expertise to help farmers take control of their money, stay on top of challenges and grab opportunities.
We’re here for all who want a bank that puts our people and communities first. We have everyday banking, savings, investments and loans – as well as acceptance of bills payment for faster and convenient service.
The deposits that rural banks generate are lent back to the local economy. Money flows back to the community thru lending to local businesses. Thus, rural banks are really partners in the communities where they belong. And that is how rural banks treat their customers, as partners.
It is the government’s initiative for financial inclusion. We the Rural Bank of Balungao support this and have made to provide banking services for everyone.
Competitive Interest Rates
Rural Bank’s savings and investment products offer competitive interest rates and include flexible options for you to access your funds.
At HOME Feel
It doesn’t matter if you come in your tattered shirts or your half-broken slippers. No need to get all dressed. Come as you please and be assured that your account will be treated in the same way as the next client in a squeaky clean pair of shoes and well-pressed clothes. Your account is just as valuable.
Time Deposit
Earn higher interest than a Regular Savings account and schedule the release of your funds on the date you specify.
FEATURES
Minimum Initial placementPhp 5,000.00
Terms of Placement30, 60, 90, 180, 360 Days
Proof of Ownership Certificate of Time Deposit
For the Interest rate per annum you may visit our nearest Rural Bank of Balungao Office.
Loans
Agricultural Loans
Farming ( Preparation and Maintenance
of Land)
Agricultural Inputs (Seeds and Fertilizers)
Acquisition of Farm implements
Poultry Raising
Hog Raising
Fishing
Wholesale and Retail Trade
Construction of Government Structures
Other Personal Consumptions
Salary Loans
Educational Loan
Housing Loans
Motor Vehicle Loan
Acceptance of Bills Payment and Remittance
We accept payment for the following:
PANELCO
HOMECREDIT
CREDIT CARD
PLDT
Contact
Us
Main Branch Office
Adolfo Street, Poblacion, Balungao, Pang.
Our Phone No.
(075) 583-8442/ (075) 513-5165
Asingan Extension Office
Baro, Asingan, Pangasinan
Our Phone No.
(075)632-6733
Dagupan Branch Office
A.B. Fernandez Avenue, Poblacion, Balungao, Pangasinan
Our Phone No.
(075) 522-1083/ (075) 653-0359
Calasiao Extension Office
Nalsian, Calasiao, Pangasinan
Our Phone No.
(075)540-2842